Simulate your monthly installment, complete the 5-step e-KYC onboarding, and verify your mobile number to get approved instantly.
Adjust principal amount and tenure to calculate your exact monthly installment
BDT 5,132 / mo
Interest Rate: 9% p.a. (Reducing balance formula)
Every scheme is capped at Bangladesh Bank's BDT 50,000 digital lending ceiling - select one to pre-fill your application wizard
Instant short-term credit backed by automated e-KYC & CIB query.
Pre-approved advance credit for corporate & govt salaried employees.
Collateral-free working capital micro-loans for small trade businesses.
Common questions about eligibility, repayment, and the approval process
No. Every product on this page is a collateral-free digital micro-loan, approved based on your e-KYC identity match and automated credit risk score.
Most applications complete e-KYC, OTP verification, and automated CIB/AML screening within minutes. Final sanctioning by a Branch Manager typically completes the same business day.
Yes. Early settlement is supported from your account dashboard once your loan is disbursed, with interest recalculated on the reducing balance.
You'll receive an automated reminder before the due date. Overdue installments are tracked in your repayment ledger and may affect your CIB credit history.
This is the Bangladesh Bank regulatory ceiling for collateral-free digital lending products under this scheme - it's enforced consistently across every loan type offered here.